Wednesday, May 20, 2009

Removing all negative items to fix your credit rating

Do you experience poor credit rating due to Late Payments, Charge Offs, Foreclosures, Judgements, Repossessions, Bankruptcies, Negative Settlements, or Collections? Having a bad or less-than-perfect credit rating will put you into disadvantage situation. You'll find difficulties in obtaining new loans ( home loans, car loans, etc), as many financial lenders don't want to take risk with it. In addition, if you get new loan, you'll have to pay a hefty price by paying higher interest rate due to your poor credit rating. Therefore, strive to achieve positive credit rating, which will give you easy financing and lower interest rate. If you have poor credit rating, try to repair your credit rating with patient and discipline.

There are many companies offering Bad Credit Repair service, but they are quite expensive by charging about $500-$1000 on average by quoting you something like a "$99 set up fee and $39 a month after that for up to 12 months." The drawback is on top of all that they expect YOU to get your own credit report ( an extra $30 fee) and send it to them before they even start working! After they have a copy of your credit reports, they'll go through the negative items and work to get as many of them ( late payments, outdated or inaccurate information, judgments, collections) legally removed as possible. Basically all the negative things that financial lenders, credit departments look at when they decide whether to give you that car, home loan, credit card, or interest rate you want. Well, you don’t need to pay that much if you repair credit with Repairyourbadcredit.

Getting started with Repairyourbadcredit is simple, there's just a one-time setup fee of only $19, and 3 easy payments of $89. Or you can pay all three of your payments from the start, and they'll waive your setup fee. You can expect to see results within as little as 45 to 60 days. Unlike other credit repair company that require you to send your credit reports to them, this Bad Credit Repair service will obtain your credit reports on your behalf and save you an extra $30 fee. It's all inclusive. They will dispute all three major bureaus (Transunion, Experian, and Equifax also known as CSC ) and fix credit rating at a price you can afford, with quality service. After you sign up, you'll receive a welcome letter and an e-receipt sent to your email address. Then friendly representatives will contact you within the next 48 hours. You'll receive updates every week. You'll get the personal attention you deserve, and support is just a phone call or email away. There are truly no hidden fees or unpleasant surprises. Also, toward the end of your program they'll help to educate you with eTraining Smart Credit Course to keep your current credit in great standing and building new, positive credit.



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